Our Services

We look at insurance as part of your whole plan. Life insurance is a vehicle for protection and savings. Our independent platform allows us to select products and carriers that address your specific needs.

Retiring with confidence takes years of saving and planning. Work with our team on a detailed, tax-efficient retirement savings plan. Along the way, we stress-test your plan to make sure you stay on track.

Your estate plan creates a legacy that can last for generations. Our team works with you and your estate planning attorney to design and implement a plan that gives you confidence that your wealth will transfer smoothly.

Taxes are confusing, especially for high-income earners. Our experienced professionals apply tax-efficient strategies and coordinate with your CPA to make sure your taxes and financial plan are seamlessly integrated. 

Our strategy is the one that works for you. Together we can take the guesswork out of your financial future. We use industry-leading technology that quantifies your acceptable levels of risk and reward.  That, combined with our market outlook and historical trends, allows us to develop a strategy that fits you.

Deciding to retire — to go from accumulating wealth to using it — is not easy. It takes confidence, and that confidence comes from a flexible, stress-tested wealth plan. Waggoner can help make the transition to the next phase of your life as simple as possible.

Proactive, tax-aware investing is essential for maximizing your net return. This involves deep understanding of tax laws and policy changes, deliberately placing certain assets in tax-exempt accounts, controlling when and how taxes are paid with Roth conversions, and strategically realizing gains and losses.

Don't be a do-it-yourself investor alone. Our team can work with you to help you manage your assets. DIY investors that work with our team have access to leading research, transaction-fee-free trading, and a dedicated service team. 

Retirement plans can be designed creatively to attract and retain talent,  while simultaneously creating tax-efficiency for owners and high-income earners. Our team audits existing plans to make sure costs are reasonable, administration is easy, plan design is tailored for the organization, and employees have access to financial education.

A comprehensive insurance package is the most important benefit to employees. These plans can be designed with a variety of cost-sharing options. Our team works on an open platform, meaning you can use our dedicated team to design a package that is right for employees as well as the owner's budget.

Whether we are designing a new executive bonus plan for an organization or consulting on an individual's executive-level compensation, you can trust our team has the knowledge and experience to deliver sound, tax-efficient recommendations within the complexities of executive pay and corporate governance. 

Waggoner Financial is approved to offer advisory service on existing Fidelity 403(b) plans. If you work for a public school, university, or hospital and have a Fidelity retirement plan, we may be able to work with you to open the door to 15,000 investment choices, provide fiduciary advice, and implement professional management.